TransactionFlow · Inside the product
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TransactionFlow
Open Mind Family Product

An AI-native general ledger, built for accountants and the businesses they serve.

TransactionFlow combines bank connectivity, an AI translator, a full general ledger, AR/AP, dimensional accounting, tax forms, and S-Corp compliance — under one identity, billing, and entitlement system. Accountants run their whole book of business here; clients respond from a mobile app.

Controlled beta
46
Shipped features
9
Functional pillars
2
Ways in (QBO or standalone)
How it deploys

Two ways in.

TransactionFlow runs either way — the underlying engine and every feature below ship in both. Pick whichever fits the client.

Mode 01

QuickBooks Online connected

Plug TransactionFlow into your existing QBO file. AI categorization, dimensional accounting, AR/AP, tax modules, and the mobile app layer on top — without ripping out the books the client already knows.

Mode 02

Standalone GL

Run the full native general ledger. No QBO subscription required, no Intuit dependencies. Bank connectivity, double-entry posting, financial reports, and compliance all live inside TransactionFlow itself.

These are the only two paths today. Xero, Sage, and other ledgers are not supported.

What's inside

Nine pillars.

Each pillar groups the features that ship together. Below is the marketing-distilled view — what the pillar is, why it matters, and a few numbers that anchor it.

  1. 016 features

    AI & Automation

    The translation layer between raw bank data and clean books. AI classifies, rules pin known patterns, ambiguous transactions get parked and the client gets a push notification. Most days the accountant never touches a transaction.

    200
    Transactions per batch
    3
    Confidence tiers
    $0.005
    Per statement balance read
  2. 027 features

    Bank Connectivity

    Plaid is owned at the hub. Transactions stream in four times a day. Statements arrive on the 5th of every month. Personal accounts are filtered out, duplicates get merged, and clients self-connect through secure invite links. Plaid Link never appears without MFA.

    Auto-sync per day
    3-pass
    Reconciliation matcher
    48h
    Invite link expiry
  3. 035 features

    General Ledger Core

    Double-entry from first principles. Every transaction lands in a waiting room before it touches the books, gets categorized, vendored, dimension-tagged, then posted as a balanced journal entry. Duplicates are caught. Bad entries can be voided, deleted, or reversed back to the waiting room.

    2
    Waiting rooms (asset / liability)
    8
    Auto-post gates
    3
    JE recovery actions
  4. 046 features

    Financial Reports

    Presentation-grade statements, every one drillable. Click a number — see the transactions, the monthly trend, the cross-statement impact, and a plain-English explanation. Year-over-year reviews ship with AI commentary that explains the relationships between P&L and Balance Sheet changes.

    2
    Split-screen explorers
    3
    P&L modes
    $0.005
    Per YoY AI call
  5. 055 features

    GL Advanced

    Multi-dimensional accounting, job costing, budgets, commitments, and WIP. Every journal line can be tagged with Class · Department · Location · Project · Cost Code. Auto-rules apply tags at posting. Period locks prevent changes to closed months. Every reclassification leaves an immutable audit trail.

    Dimension types per client
    4-tier
    AI categorization fallback
    12
    Monthly columns per budget line
  6. 063 features

    AR / AP & Vendor Intel

    A full receivables and payables subledger, with cash- or accrual-basis double-entry recognition, immutable aging snapshots, dimension tagging on every line — and vendor intelligence that watches concentration risk and unusual spend.

    5
    Aging buckets
    2
    Recognition methods (cash + accrual)
    2
    Anchor flows (in + out)
  7. 076 features

    Tax & Compliance

    Generate Schedule C from the GL. Run MACRS depreciation with Section 179 and §280F vehicle limits. Compute self-employment tax through the IRS thresholds. Score S-Corp eligibility against 14 federal rules plus all 50 states. Track shareholder basis through IRC §1366(d). Every number is auditable and traceable to the GL.

    14
    Federal S-Corp rules
    50
    State rule sets
    27
    Schedule C expense lines
  8. 084 features

    Mobile, Personal & Migration

    A mobile app that delivers reports and questions to clients. A privacy-isolated personal finance hub for business owners. A migration wizard that lifts existing QuickBooks Online data into the native GL without touching Intuit's API. And QBO duplicate prevention for the clients who stay connected to QBO.

    4
    Mobile financial reports
    40+
    Personal-finance CoA categories
    6
    Import wizard steps
  9. 094 features

    Onboarding, Assistant & Docs

    A ten-step onboarding flow with a voice-first business assistant that knows where the user is and what to do next. A separate sales assistant on the landing site for unauthenticated visitors. A feedback form one click away on every page. And a superuser documentation portal that explains the entire accounting model with T-accounts and journal-entry examples.

    10
    Onboarding steps
    62+
    URL patterns mapped for the assistant
    28
    Documentation pages

One platform. Every layer of the books.

The full feature catalog runs to 46 entries across these nine pillars. If you'd like the granular breakdown — what each feature does, the system underneath, and the math behind it — get in touch and we'll share the marketing deck.